FunEmpire Singapore Blog

7 Best Health Insurance Singapore Companies For Foreigners [2024]

Hi! Welcome to FunEmpire 👋

We take pride in finding the best local experiences, activities and services. We only recommend what we love, and hope you love them too. Learn about our story.

Health Insurance Singapore For Foreigners

Best Health Insurance Singapore For Foreigners
Best Health Insurance Singapore For Foreigners

If you are looking for the best health insurance in Singapore as a foreigner, you have come to the right place. In this blog post, we will discuss five of the best health insurance plans available for foreigners. We will also provide information about how to apply for health insurance Singapore foreigners. So, whether you are a student, working expat, or retired person, there is sure to be a health insurance plan that suits your needs!

1) AXA Insurance

AXA Insurance - Health Insurance Singapore For Foreigners
AXA Insurance – Health Insurance Singapore For Foreigners (Credit: AXA Insurance)
Key ServiceComprehensive, affordable, and tailored plan
Websitehttps://www.axaglobalhealthcare.com/en/international-health-insurance/singapore/
Address8 Shenton Way, #24-01 AXA Tower, Singapore 068811
Phone+65 6880 4888
EmailNIL
Operating HoursMonday – Friday, 9:00 AM – 5:30 PM

Expats may enjoy free and hassle-free healthcare coverage with AXA’s Expat Health Insurance. It covers basic medical services such as physical checkups, dental treatments, and hospitalization in the case of an emergency. It also covers laboratory tests, transport in an ambulance, and even repatriation efforts under a worst-case scenario. Furthermore, it has easy access to a number of world-class hospitals in Singapore, such as Mount Elizabeth and Gleneagles Hospital, which is why it’s on our list of the finest health insurance for visitors.

Key Differentiators:

  • Provides access to one of the most efficient healthcare systems
  • Protects you and your family from expensive medical bills
  • With access to over 1 million facilities around the world

Customer’s Review:

Called the general line to enquire if there is any outstanding payment for my car hire purchase loan. Was attended by an excellent customer service agent (Jake). Explained clearly the status, and even gave me a follow-up call. Best customer service I’ve received from an insurer to date.

Just In

2) Now Health International

Now Health International - Health Insurance Singapore For Foreigners
Now Health International – Health Insurance Singapore For Foreigners (Credit: Now Health International)
Key ServiceAlmost 1 million healthcare facilities throughout the world
Websitehttps://www.now-health.com/en/
Address4 Robinson Rd, The House of Eden, Singapore 048543
Phone+65 6880 2303
EmailCustomerService@now-health.com
Operating HoursMonday – Friday, 9:00 AM – 6:00 PM

Now Health International operates in a number of nations across several continents, including Asia. It serves the healthcare needs of expatriates with families and students studying overseas by offering affordable insurance with comprehensive coverage. It has a worldwide network and connection to several medical institutions all over the world, so you won’t have to worry about being unhealthy. In fact, it has connections with nearly 1 million healthcare facilities throughout the world.

Key Differentiators:

  • 24/7 customer care and support
  • Almost 1 million healthcare facilities throughout the world
  • Multilingual customer support

Customer’s Review:

I would highly rate the communication and service I have received through Now Health International so far. I have (luckily) only had to claim once but the process was smooth and very easy. I received my compensation within days.

Laura Nicholson

3) Pacific Prime Singapore

Pacific Prime Singapore - Health Insurance Singapore For Foreigners
Pacific Prime Singapore – Health Insurance Singapore For Foreigners (Credit: Pacific Prime Singapore)
Key Service
Websitehttps://www.pacificprime.sg/
AddressCross Street Exchange #14-05, 18 Cross Street, Singapore, 048423
Phone+65 6346 3781
EmailContact
Operating HoursMonday – Friday: 8am–7pm

Healthcare insurance from Canadian Healthcare Services provides the best coverage for your medical expenses. It covers a wide variety of plans and benefits, making it one of the finest options for healthcare insurance. People may choose their own package according to their unique set of requirements since each person has distinct demands.

It is also ideal for visitors, particularly those who travel frequently in and out of the country for a variety of reasons since Pacific Prime provides international travel insurance as well. The policy covers global trips and includes inpatient and outpatient treatment, lost luggage and valuables, as well as other perks.

Key Differentiators:

  • Free quotation tool along with expert advice
  • Provides medical insurance coverage customized to meet very specific requirements
  • Multilingual customer service

Customer’s Review:

I was very pleased with how quickly and easily Pacific Prime insurance was able to assist me in finding the best medical insurance. Jarett J Mathew was the agent-assisted me, he is very friendly and professional. He helped me to get a proper insurance policy with a quick response and assistance.

Sekhar Vasuper

4) FWD Insurance

FWD Insurance - Health Insurance Singapore For Foreigners
FWD Insurance – Health Insurance Singapore For Foreigners (Credit: FWD Insurance)
Key ServiceUp to S$3,000,000 for hospitalisation benefits
Websitehttps://www.fwd.com.sg/international-health-insurance/
Address6 Temasek Blvd, #18-01 Suntec Tower Four, Singapore 038986
Phone+65 6820 8888
Emailcontact.sg@fwd.com
Operating HoursMonday – Friday, 9:00 AM – 6:00 PM

Look no further than FWD’s International Health Insurance if you’re searching for health insurance that also protects your family. It’s regarded as one of the finest health insurance for foreigners in Singapore because it gives access to world-class medical facilities from anywhere on the globe. It’s perfect for people from other countries because they will always be safe wherever they reside.

Key Differentiators:

  • Access to world-class hospitals
  • Customisable plan and benefits
  • Up to S$3,000,000 for hospitalisation benefits

Customer’s Review:

Frequent purchase of their travel insurance plans fuss-free and claim purchase was efficient, claims department (Sarah and team) was professional and very responsive! I managed to revolve my medical bill claim recently and I am really glad that FWD was able to help!

Audrey Ng

5) Cigna Insurance

Cigna Insurance - Health Insurance Singapore For Foreigners
Cigna Insurance – Health Insurance Singapore For Foreigners (Credit: Cigna Insurance)
Key ServiceInternational medical evacuation
Websitehttps://www.cignaglobal.com/international-health-insurance-in-singapore
Address152 Beach Rd, #33-05 The Gateway East, Singapore 189721
Phone+65 6549 3636
EmailinfoSingapore@Cigna.com
Operating HoursMonday – Friday, 9:00 AM – 6:00 PM

Cigna Insurance is the only insurance provider in Singapore that allows clients to build their own insurance plans to guarantee that all of their medical demands are met. It’s ideal for people living outside of the country since it includes international medical coverage. Depending on how much coverage they want and how much they are prepared to pay, customers can pick from their different options of health insurance.

Key Differentiators:

  • Comprehensive, affordable, and tailored plan
  • International medical evacuation
  • International outpatient treatments and care

6) AIA HealthShield Gold Max For Foreigners

AIA HealthShield Gold Max For Foreigners- Health Insurance Singapore For Foreigners
AIA HealthShield Gold Max For Foreigners- Health Insurance Singapore For Foreigners (Credit: AIA)
Key ServiceInpatient hospitalisation and day surgery, outpatient treatments
Websitehttps://www.aia.com.sg/content/dam/sg/en/docs/product_brochures/medical-protection/aia-health-shield-gold-max-vitalhealth-for-foreigners.pdf
Address1 Robinson Road, AIA Tower, Singapore 048542
Phone1800 248 8000
Operating HoursMonday – Friday 8.45am – 5.30pm

AIA HealthShield Gold Max (For Foreigners) is a Shield Plan provided by AIA that includes an integrated Shield. There are four levels: A, B, B lite, and Standard. Only the highest-tiered Plan A is accessible to foreign residents of Singapore, which includes private hospital coverage for stays and surgical operations.

Key Differentiators:

  • The plan allows you a maximum annual claim limit of S$2 million, up to 13 months of pre- and post-hospitalisation benefits, WhiteCoat video consultations, medical concierge, and add-on riders
  • The AIA Quality Healthcare Partners (AQHP) is a list of preferred 290 doctors and clinics with predetermined outpatient consultation fees, 3-day appointment lead time, and in-app appointment booking system

Customer’s Review:

The claim process has been smooth, if it is a claimable illness, I will request for a doctor’s memo, attach the bill with which AIA will do its due diligence on the medications dispensed before making reimbursement.

7) Great Eastern SupremeHealth

Great Eastern SupremeHealth - Health Insurance Singapore For Foreigners
Great Eastern SupremeHealth – Health Insurance Singapore For Foreigners (Credit: Great Eastern SupremeHealth)
Key ServiceHealth insurance plans
Websitehttps://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-supremehealth.html
AddressGreat Eastern @ GEC
1 Pickering Street #01-01
Great Eastern Centre
Singapore 048659
 
Great Eastern @ Paya Lebar Quarter
2 Tanjong Katong Road #13-01
Paya Lebar Quarter 3
Singapore 437161
 
Great Eastern @ Westgate
1 Gateway Drive
Westgate Tower #18-00
Singapore 608531
Phone1800 248 2888
Emailwecare-sg@greateasternlife.com

The SuperiorHealth plan from Great Eastern Life is an Integrated Shield Plan that consists of four levels: Standard, B Plus, A Plus, and P Plus. Only the SupremeHealth P Plus is accessible to non-residents in Singapore. Private hospital beds, HealthConnect medical concierge service, and low premiums are among the perks included in this health insurance.

Key Differentiators:

  • Comprehensive hospitalisation coverage for life
  • Flexibility to choose your coverage based on your budget and needs

Health Insurance Singapore

Foreigners in Singapore have a range of health insurance options to choose from. We’ve looked at 5 of the best health insurance providers in Singapore and their key differentiators. Depending on your needs, you should be able to find the perfect health insurance plan for you and your family. If you need health insurance coverage for yourself and your family, check out some of the health insurance providers in Singapore mentioned above.

Can foreigners buy medical insurance in Singapore?

Yes, foreigners can purchase private medical insurance in Singapore. In fact, foreign expatriates (or locals) may purchase an Integrated Shield Plan for Foreigners – a comprehensive package that gives them access to, and coverage for medical treatments and expenses in Singaporean hospitals and clinics. Foreigners who want to live in Singapore or elsewhere can obtain international health insurance from insurance firms to protect themselves against medical expenses. If you are a foreigner with Permanent Resident (PR) status in Singapore, you may get the Integrated Shield Plan public healthcare coverage for locals.

How much is health insurance in Singapore for foreigners?

A 35-year-old expat can anticipate to pay between $600 and $700 a year for an Integrated Shield policy. You’ll have the option of adding on a u0022rideru0022 that covers your deductible and caps your out-of-pocket expenses at $3,000 per year.

Can foreigners go to public hospital in Singapore?

Singapore citizens and permanent residents are entitled to government-subsidized healthcare through the national savings scheme, whereas foreign workers with various work passes have health care provided either through their employer or on their own.

Looking for more interesting articles to read? Check out more of our blog posts down below!

Rachel Tan - FunEmpire

Article by

I'm currently the editor at FunEmpire Media Singapore. I've over 8 years of experience in the media industry discovering the best local businesses, places and things to do in Singapore. From lifestyle, entertainment, food, travel, education and more, I strive to curate the very best Singapore has to offer.