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Credit Cards Malaysia
If you’re looking for the best credit cards in Malaysia, you’ve come to the right place. In this blog post, we will discuss the 5 Best Credit Cards in Malaysia as of 2022. We will look at each card’s features and benefits, so that you can decide which card is right for you. So, without further ado, let’s get started!
1. Citi PremierMiles Mastercard
| Key Services | Credit Card Malaysia, RM8,333 minimum monthly income |
| Website | https://www.citibank.com.my/credit-cards/travel/citi-premiermiles-card |
| Address | Malaysia |
| Phone | 03-2383 0000 |
Citi PremierMiles Mastercard is one of the finest credit cards in Malaysia because it allows you to make the most of your travels.
They also have the most airline partners, allowing you to travel to any of their destinations without spending your miles. They also allow you to trade your miles for money and use them in other areas of life.
With the Citi PremierMiles Mastercard, you may also take advantage of complimentary stays in over 8,000 hotels throughout the world.
Key Differentiators:
- Discover great deals and discounts with your Citi credit card
- Shop or redeem the things you love with PremierMiles
- Pay first, then offset your purchase with your PremierMiles
2. Maybank 2 Gold Cards
| Key Services | Credit Card Malaysia, RM2,500 minimum monthly income |
| Website | https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/cards/credit |
| Address | Malaysia |
| Phone | 1-300 88 6688 (Malaysia) |
Maybank 2 Gold Cards enable you to have two credit cards: Maybank 2 American Express and Maybank 2 Visa/Mastercard, even though you only sign up for one.
You can also establish one joint account where you may use both credit cards at the same time.
The Maybank 2 Gold Cards are one of the most rewarding credit cards in Malaysia since not only is the annual fee waived, but you also receive two credit card benefits in one. Furthermore, weekends provide for some nice cashback incentives.
Key Differentiators:
- Lifetime fee waiver
- 5x TreatsPoints¹ for spend on weekdays with Maybank 2 American Express Card
- 1x TreatsPoint¹ for spend on Maybank 2 Mastercard / Visa Card
- 5% Cashback² on weekends with Maybank 2 American Express Card.
3. Standard Chartered JustOne Platinum Mastercard
| Key Services | Credit Card Malaysia, RM3,000 minimum monthly income |
| Website | https://www.sc.com/my/credit-cards/justone-platinum-mastercard/ |
| Address | Malaysia |
The Standard Chartered JustOne Platinum Mastercard, which is a credit card from the bank Standard Chartered, offers up to 15% back on gasoline, internet purchases, and automobile bill payments each month.
You’ll also be given cinema access, which means you can watch any films shown at Golden Screen Cinemas’ website or mobile app.
Standard Chartered JustOne Platinum Mastercard is one of the best credit cards in Malaysia, with perks such as a one-year waiver fee and e-commerce purchase protection.
Key Differentiators:
- Enjoy up to 15% cashback on selected online purchases, grocery and petrol
- 0% easy payment scheme at selected merchants
- Enjoy annual fee waiver for the first year
4. Public Bank Quantum Card
| Key Services | Credit Card Malaysia, RM3,000 minimum monthly income |
| Website | https://www.pbebank.com/Personal-Banking/Cards/Cards/PB-Quantum-Credit-Cards.aspx |
| Address | Malaysia |
| Phone | 603-2176 8555 |
| Operating hours | 24 hours |
The Public Bank Quantum Card is one of Malaysia’s finest credit cards because it comes with a Visa and a MasterCard.
With two credit cards, you can take advantage of their 5% cashback on online purchases and dining, which is what most people use their credit cards for.
The Public Bank Quantum Card may also be used to pay your bills online, which is yet another convenience.
Key Differentiators:
- FREE for Life. Annual Fee Waiver for Life for both Principal Cardmembers and Supplementary Cardmembers
- Exclusive Flexi-Payment Plan Offer
- e-Commerce Purchase Protection
5. Maybank FC Barcelona Visa Signature
| Key Services | Credit Card Malaysia, RM4,000 minimum monthly income Website: |
| Website | https://www.pbebank.com/Personal-Banking/Cards/Cards/PB-Quantum-Credit-Cards.aspx |
| Address | Malaysia |
| Phone | 1-300 88 6688 (Malaysia) |
The Maybank FCB Visa Signature is an ideal credit card for FC Barcelona supporters. You get discounts on both the official store and their online shop with this card.
You also get to take advantage of the benefits of a Visa Airport Speed Pass, which allows you to use it in over 280 eligible international airports and access a Signature Concierge Service.
You should also know that it comes with both World Nomads and WorldNomads insurance, which can cover up to RM500,000 in the event of an emergency. The Maybank FCB Visa Signature is one of Malaysia’s finest travel credit cards.
Key Differentiators:
- 5% discount in FCBotiga official store in Camp Nou.
- Enjoy the convenience and efficiency of fast track immigration at over 280 international airports with Visa Airport Speed Pass
- 24 hours a day, 7 days a week concierge service by Visa Signature. Services are also available via Concierge online.
Credit Cards Malaysia
Malaysia has a wide variety of credit cards to offer, with different features and benefits. The five we’ve highlighted are some of the best in the market, so be sure to do your research before applying for one. Make sure you read the terms and conditions carefully, as each card comes with its own set of rules.
Since you have made it to the end, it would be great if you could check out the awesome articles that we have written for you! Maybe, it will help you add more fun to your daily lifestyle.
