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Home Loan Melbourne
Many people fail to realize their desire of owning a home over their lifetime. It takes time, work, and the sacrifice of many goals to save enough money to purchase a house. Saving enough money to purchase a house is a luxury that only a few individuals have. As a result, those who want to purchase a home must take out a mortgage. Before selecting whether or not to take out a home loan, one needs do a comprehensive study. We hope this information aids you in locating the best home loan Melbourne has to offer.
1. Macquarie Group
| Key Services | Macquarie Asset Management | Banking and Financial Services | Commodities and Global Markets | Macquarie Capital |
| Website | https://www.macquarie.com/au/en.html |
| Address | South Tower, Level 32/80 Collins St, Melbourne VIC 3000, Australia |
| Phone | +61 437 612 444 |
| socialmedia@macquarie.com | |
| Operating Hours | 9AM – 5PM Mondays – Fridays |
Macquarie is a global financial services group with operations in 33 countries. Its services include asset management, retail and business banking, wealth management, leasing and asset financing, market access, commodity trading, renewables development, specialist advisory, capital raising, and principal investment. The diversification of their businesses, along with a solid capital position and a sound risk management system, has contributed to their uninterrupted 53-year profit record. They contribute specialized worldwide knowledge in infrastructure, energy, technology, and commodities. They prioritize innovation, risk management, and delivering long-term value to their clients, partners, investors, employees, and the communities in which they operate. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- One of the world’s largest financial services groups with a strong focus on risk management
- They have an uninterrupted 53-year profit record
- Contribute specialized worldwide knowledge in infrastructure, energy, technology, and commodities
Customer Testimonial:
“Always a pleasure to deal with”
Josh Beaumont
2. Athena
| Key Services | Refinancing | Buying | Investing |
| Website | https://www.athena.com.au/ |
| Address | 1/24 London Dr, Bayswater VIC 3153, Australia |
| Phone | +61 1300 309 900 |
| hello@athena.com.au | |
| Operating Hours | 9AM – 5PM Mondays – Fridays |
Borrowers are sentenced to life in prison, charged for sneezing, and receive 0% interest for treating customers like people. They are aware since they used to work for them. Enter Athena, the All-Powerful Goddess of Good Stuff. She spoke to us about a brighter future in which individuals may be free of their mortgage shackles. Mighty Athena has inspired a remarkable team committed to releasing individuals from the bonds of mortgage debt. They have extensive expertise in financial services, corporate transformation, fin-tech innovation, and process improvement. They’ve discovered a shortcut to financial independence, making Athena’s goal a reality. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- A remarkable team committed to releasing individuals from the bonds of mortgage debt
- They have extensive expertise in financial services, corporate transformation, fin-tech innovation, and process improvement
Customer Testimonial:
“Great rates and features. Easy to use website and application process, feels modern and not bogged down with paperwork like other lenders. Staff have been responsive and helpful to queries.”
Matt K.
3. Loans.com.au
| Key Services | Home Loans| Car Loans | Borrowing Power | Green Car Special | Investment Property | Refinancing |
| Website | https://www.loans.com.au/ |
| Address | Level 8/350 Collins St, Melbourne VIC 3000, Australia |
| Phone | +61 1300 551 730 |
| customercare@loans.com.au | |
| Operating Hours | 9AM – 5PM Mondays – Fridays |
loans.com.au began with a domain name and a concept. Since then, they’ve grown to become one of Australia’s leading lenders, with delighted house and auto loan clients all around the country and $6 billion in loans under administration. Loans.com.au is happy to be a member of the Firstmac Group. Loans.com.au, founded by Marie Mortimer in 2011 as a retail brand for non-bank lender Firstmac, was one of Australia’s first online lenders, allowing customers to apply for a house loan online. Today, loans.com.au is one of the country’s largest and most reputable online lenders. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- One of Australia’s first online lenders
- The country’s largest and most reputable online lender
- A member of the Firstmac Group
Customer Testimonial:
“The whole process from beginning to end was seamless! It was easy, fast and absolutely simple with no fuss. Low rates and no/low fees topped it off!”
Shem M.
4. ING Mortgage Simplifier
| Key Services | All Savings Rates | Credit Card Rates | All Personal Loan Rates | All Home Loan Rates | Super Rates |
| Website | https://www.ing.com.au/ |
| Phone | +61 2 9028 4077 |
| ray.esho@ing.com.au | |
| Operating Hours | 8AM – 8PM Mondays – Fridays |
ING revolutionized Australian banking 20 years ago when it launched the country’s first high-interest, fee-free online savings account. Customers have continued to benefit from their house loans, transactional banking, superannuation, credit cards, personal lending, and insurance since then. They have risen to become Australia’s fifth largest bank. The ING success story includes a straightforward strategy. They seek to inspire individuals to keep one step ahead of the competition in life and business every day. They are pleased to have more than 2 million clients and counting, with headquarters in Sydney and a 24/7 contact center in Tuggerah, NSW. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- Australia’s fifth largest bank
- more than 2 million clients and counting
- 24/7 contact center
Customer Testimonial:
“For three years now I have used ING, and really it was only these last three weeks that made realise how excellent ING is as a bank. Not a single charge, not for exchange rates, not for other machines…everything refunded. SO very impressed. THANK YOU for making my journey so much easier to access my cash at any time.”
Katherine.Cunningham
5. Newcastle Permanent Variable Home Loan
| Key Services | Home Loans | Everyday Banking | Personal Loans | Credit Card | Savings Accounts | Term Deposit | Insurance |
| Website | https://www.newcastlepermanent.com.au/ |
| Address | 205 Summer Street Orange NSW 2800 |
| Phone | +61 2 4907 6501 |
| enquiries@newcastlepermanent.com.au | |
| Operating Hours | 9AM – 5PM Mondays – Fridays |
Newcastle Permanent likes to do things a bit differently. They prioritize you as a mutual building society. Without shareholders, there can be no compromise. Simply amazing pricing, exceptional service, and a genuine devotion to the community. They’ve been assisting clients with their first houses to investment properties for over 117 years as one of Australia’s largest customer-owned financial institutions*. People searching for an alternative to the major banks founded their organization. Today, they are always striving to improve and continue to astound you with how amazing community banking can be. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- One of Australia’s largest customer-owned financial institutions
- A mutual building society
- No shareholders
Customer Testimonial:
“I had a phone call with Linda Hunter as I needed information for a Finance Assignment, despite not being a proper customer she was very helpful and accommodating to all of my queries!”
Natasha H.
6. Nano
| Key Services | Approval In Minutes, Not Weeks | Paper Free, Hassle Free | Apply Anywhere, Anytime | No Fees | With A Free Offset Sub-account, App And Instant PaymentsV |
| Website | https://nano.com.au/ |
| Address | Level 3/121 Harrington St, The Rocks NSW 2000, Australia |
| Phone | +61 2 8520 3400 |
| help@nano.com.au | |
| Operating Hours | 8AM – 8PM Mondays – Fridays |
Providing quick and easy loan experiences. Their market-leading technology is focused on providing you with an answer quickly so that you may prevent any settlement tension. Their digital mortgage is devoid of paper and bother. To save you time and money, they keep things simple. There is no need to ask for their best pricing, and they will never charge you fees. That’s what they mean when they say fair. Nano is made up of over 130 revolutionary minds who are working to make home loans faster and easier. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- Digital mortgage
- No paper and no bother
- Simple, fast, and easy
Customer Testimonial:
“Excellent communication. Good rates. You can actually talk to someone. What a novel idea.”
Marian Yates
7. Well Money
| Key Services | Fixed Rate Home Loans | Variable Rate Home Loans | Investment Loans |
| Website | https://wellmoney.com.au/ |
| Address | 55 Collins St, Melbourne VIC 3000, Australia |
| Phone | +61 1300 899 724 |
| hello@wellmoney.com.au | |
| Operating Hours | 8AM – 5PM Mondays – Fridays |
They’re a unique online lender and financing provider that treats you like a member of Their family while ensuring that any savings they uncover are passed on to you. Customer service is the driving force behind their products. It’s as intimate as it gets on the internet. They are not your typical internet lender. They are a non-bank lender who happens to be online. That implies that good old-fashioned customer service is central to what They do. Well wants to bring back basic and uncomplicated home loans that benefit consumers the best. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- Family-oriented customer service
- Old-fashioned home loans
- Beneficial for consumers
Customer Testimonial:
“Easy, straightforward refinancing process with a good home loan rates. Responsive and easy to deal with, thanks Mick.”
Jakub
8. Yard
| Key Services | Home / Investor Loan | Bridging Loan | SMSF Loan |
| Website | https://www.yard.com.au/ |
| Address | Level 4/17-19 Bridge St, Sydney NSW 2000, Australia |
| Phone | +61 2 9159 9444 |
| hello@yard.com.au | |
| Operating Hours | 9AM – 5PM Mondays – Fridays |
Yard is a mortgage lender, not a bank. They are focused with creating novel mortgage solutions that are easy, clear, and reasonably priced. They are improving people’s home loan experiences. This includes utilizing cutting-edge technology, providing great locally-based customer service, and ensuring that your requirements are prioritized. They’re streamlining things so you don’t have to hunt through papers or stress as you wait to find out where you stand. A better method to obtain your ideal property. A loan that is attractively priced not just on the first day, but throughout. This is why it is they offer one of the top home loan Melbourne has to offer.
Key Differentiators:
- Mortgage lender, not a bank
- Great locally-based customer service
- Focused on creating novel mortgage solutions
Customer Testimonial:
“Good communication throughout the whole process. Simple and easy to understand. Meghan was great!”
Denis Husovic
Home Loan Melbourne
Overall, a loan, when properly handled, is the most powerful enabler of our aspirations. And when it comes to a life goal as important as purchasing a home, a home loan is a tool that many individuals may use. A house loan is one of the most affordable financing options, with a low interest rate. Home loans with variable interest rates, unlike conventional loans, have no prepayment penalty. So there are undoubtedly some benefits to taking out a loan. We hope this information assists you in locating the best house loan Melbourne has to offer.
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