49 Best Car Insurance Companies in Australia [2024]

Car Insurance Australia

Looking for the best car insurance companies in Australia? You’ve come to the right place! In this blog post, we will discuss some of the top providers of car insurance in Australia. We will look at what each company has to offer, as well as their rates and customer satisfaction ratings. So, whether you are looking for comprehensive coverage or third-party insurance, we have you covered!

1. Youi Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.youi.com.au/
Address	2 Smart Drive, Sippy Downs, Queensland
Phone	1300 260 116
Email	Visit their website for more details
Operating Hours	5am-6:30pm Monday to Friday, 5am-6:30pm Saturday

OUTsurance International Holdings Pty Limited is Youi’s parent company, which is part of the Rand Merchant Insurance Holdings Group. It underwrites its insurance policies, as well as home and contents, watercraft, and business liability coverage. Customers enjoyed the simplicity of setting up their insurance plans and making a claim because the staff were pleasant and informed throughout the procedure. Customers also enjoy free roadside assistance, which many other insurers charge for in a separate agreement.

2. Integrity Extended Warranties

Key Services	Car Insurance Australia
Website	https://www.iwarranty.com.au/
Address	P.O. Box 9482, Traralgon VIC 3844
Phone	(03) 9723 6177
Email	admin@iwarranty.com.au
Operating Hours	9am-5pm Monday to Friday

Integrity Extended Warranties maintains long-term associations with leading companies in the industry such as Royal Automobile Club of Victoria (RACV) and Lumley Insurance. Its coverage plans are Absolute and Endurance. The Absolute coverage plan is available from motor dealers and provides a similar level of cover as the manufacturer’s warranty after expiration. Meanwhile, the Endurance plan is a listed components and parts warranty with one- to five-year term cover for cars regardless of age and distance travelled.

3. Australian Warranty Network

Key Services	Car Insurance Australia
Website	https://www.awninsurance.com.au/
Address	3801 – 3803 Pacific Highway, Tanah Merah, QLD 4128
Phone	(07) 3802 5577
Email	general@australianwarranty.com.au
Operating Hours	8:15am-5:15pm Monday to Friday

The Australian Warranty Network is well-known for providing mechanical breakdown insurance, which covers a variety of vehicles, such as automobiles, motorcycles, scooters, motorhomes, and caravans. The company offers a range of insurance alternatives such as general insurance, administration and claims management, roadside assistance, asset protection, and training programs.

4. Budget Direct

Key Services	Car Insurance Australia
Website	https://www.budgetdirect.com.au/
Address	Level 13 Toowong Tower, 9 Sherwood Road, Toowong QLD 4066
Phone	+61 7 3377 8801
Email	hello@budgetdirect.com.au
Operating Hours	8am-6pm Monday to Friday

Budget Direct is a large Australian insurance firm with over 1,300 employees and nine million customers. It has collaboration agreements with hundreds of automobile repairers and construction contractors all around the country. Customers can make a claim at any time and can adjust their insurance coverage to include one or more optional features, such as hiring a car in the wake of an accident or property flood protection.

5. Huddle Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://huddle.com.au/
Address	Sydney, New South Wales, Australia
Phone	1(300)777-200
Email	help@huddle.com.au
Operating Hours	Open 24 hours

Huddle Insurance is a member-based insurance company with over 35,000 active clients and a small army of Huddle Bots, AI-powered bots that utilize algorithms to provide useful information to customers 24 hours a day, 7 days a week. Its automobile insurance product includes comprehensive and third-party property plans with varied perks and optional features. The policyholder’s automobile and damage to someone else’s property or vehicle are both covered under the comprehensive plan. The third-party property plan, on the other hand, just covers damage to other people’s automobiles and property.

6. Bingle

Key Services	Car Insurance Australia
Website	https://www.bingle.com.au/
Address	Not available
Phone	Not available
Email	More information at https://help.bingle.com.au/hc/en-us
Operating Hours	Open 24 hours

Bingle provides two basic vehicle insurance options for customers looking for easy, stress-free coverage. The insurance company strives to offer you with a policy that covers the essentials. It also has a no-hassle policy for savings to claims-free drivers, as well as a fast online claims process. You can’t pick your own repair shop; you aren’t covered for personal items in the car, and you won’t get a hire vehicle if your vehicle is stolen unless you select it as an option. This, however, keeps rates low.

7. QBE

Key Services	Car Insurance Australia
Website	https://www.qbe.com/au
Address	Locations
Phone	133 723
Email	Not available
Operating Hours	Monday to Friday: 8am – 7pm  Saturdays: 8am – 1:30pm

Car insurance provides essential financial security against a range of dangers on the highway. QBE is a name that customers can trust with a long history dating back more than 125 years. It has a comprehensive variety of vehicle insurance solutions for Australian consumers. QBE gives up to three years’ worth of automobile replacement. This is one of the longest time periods available, providing security if your car is written off.

8. Coles

Key Services	Car Insurance Australia
Website	https://www.coles.com.au/insurance
Address	Insurance Australia Limited PO Box 16042 Collins St West, VIC 8007
Phone	1300 265 374
Email	carinsurance@coles.com.au
Operating Hours	Existing policies: Monday – Friday, 8:00am – 9:00pm, Saturday – Sunday, 8:00am – 6:00pm AEST Sales: Monday – Friday, 8:00am – 9:00pm, Saturday – Sunday, 8:00am – 6:00pm AEST Claims lodgements: Available 24/7 Claims manage enquiries: Monday – Friday, 8:30am – 5:00pm AEST

For individuals who want to get a good balance of coverage and savings while shopping at Coles, a comprehensive plan may be a no-brainer. There are three levels of vehicle insurance with Coles: Comprehensive, Third Party Fire and Theft, and Third Party Property Damage. Choosing to pay yearly rather than monthly may save you money on administration and transaction expenses, making your policy more affordable. Coles provides a free 10% discount on your first year’s premium.

9. Qantas Insurance

Key Services	Car Insurance Australia
Website	https://insurance.qantas.com/?mid=c9i
Address	Not available
Phone	13 49 60
Email	Not available
Operating Hours	More information at https://insurance.qantas.com/?mid=c9i

This policy covers all the basics, such as damage to your vehicle and towing from the scene, as well as additional features including hire car and emergency travel and lodging expenses. It has some of the most generous personal effects and key replacement limits of any maker. If you purchase a policy, you may earn up to 20,000 Qantas Points. You can also earn bonus points by having your car serviced or changing your tires.

10. Stella

Key Services	Car Insurance Australia
Website	https://www.stellainsurance.com.au/
Address	Level 15, 50 Pitt Street Sydney, NSW, Australia 2000
Phone	1300 633 811
Email	hello@stellainsurance.com.au
Operating Hours	Monday, Tuesday, Friday: 09:00 – 17:30 Wednesday: 09:00 – 18:00 Thursday: 09:00 – 17:00 Closed on weekends

Stella is a female-focused insurance company. It will compensate you if your vehicle is damaged as a result of domestic violence. The insurance policy for baby gear is the highest of any on this list, with up to $2,000 coverage for prams, strollers, and child seats. It also provides better coverage for personal belongings than most, so your handbag, phone, and jewelry should be secure. You can get a free Bauer Media magazine subscription and know that part of your premiums will help female-led enterprises.

11. Virgin money

Key Services	Car Insurance Australia
Website	https://virginmoney.com.au/
Address	Level 15, 50 Pitt Street Sydney, NSW, Australia 2000
Phone	1800 887 707
Email	virginenquiries@autogeneral.com.au
Operating Hours	Mon to Fri 8am to 10:30 pm, Sat 8am to 5pm (AEST)

For a reasonable price, Virgin Money provides excellent coverage. You’ll get 15% off your purchase when you buy online. You will also be reimbursed for towing and replacement costs, as well as the personal items in your car. Furthermore, you’ll be eligible for a hire vehicle if yours is stolen. Not only that, but it also has an available hail hero service, which will notify you if hailstorm is on its way so you can prepare and get yourself and your car to safety.

12. Rollin’ Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://rollininsurance.com.au
Email	support@rollininsurance.com.au

Rollin’, formerly known as Poncho Car Insurance, is a company that offers monthly payments for no extra charge and coverage that you can cancel at any time without charge. If your car is damaged in an accident, a storm, or theft and there are less than 15,000 kilometers on the odometer, Rollin’ will replace it with a new comparable model. If your windscreen or window glass are damaged, they will be fixed without you having to pay any extra (one claim per policy period). For example, if you’re looking at a single $800 excess for all stated drivers, this can be an excellent alternative for young drivers who may otherwise face an additional young driver excess (just keep in mind that unlisted drivers might still be liable for up to $3,000).

13. Real Insurance

Key Services	Car Insurance Australia
Website	https://www.realinsurance.com.au/
Phone	136 036
Address	Locked Bag 2010, St Leonards NSW 1590
Email	customercare@realinsurance.com.au
Operating hours	Monday to Friday, 8am to 7pm, AEST

You may be able to get similar coverage for the essential items such as keeping your car safe if it’s stolen or you have an accident, with Complete Comprehensive Vehicle Insurance. If your automobile is destroyed by fire or weather and if it is written off within two years of its registration, you may obtain a new vehicle. It’s also one of the few insurance companies that provides a pay as you drive policy, so if you don’t drive much, you could save a lot of money.

14. Kogan

Key Services	Car Insurance Australia
Website	https://www.koganinsurance.com.au/car-insurance/
Phone	1300 034 888
Email	customerservice@koganinsurance.com.au
Operating hours	Monday to Friday, 8:00am to 7:00pm (AEST) Saturday, 9:00am to 5:00pm (AEST)

Kogan insurance provides you with all of the benefits that most comprehensive automobile insurance plans provide, such as theft, fire, and weather coverage, replacement for old cars, towing expenses, and more. You’ll be eligible for some extras on its online shop if you get Kogan car insurance. Chances are high that your purchase will come with a gift certificate or discount if you buy online. Kogan also has a pay as you drive plan, which could be ideal if you don’t drive that often.

15. ING

Key Services	Car Insurance Australia
Website	https://www.ing.com.au/insurance.html
Address	60 Margaret St, Sydney
Phone	133 464
Operating hours	9am-5pm, Monday to Friday

ING is a well-known multinational banking and financial services business that has just started selling auto insurance to people in Australia. There are three different plans to select from, each with its own set of advantages and benefits – including car replacement and specialised insurance coverage – to set them apart from the competition. The greatest degree of coverage includes everything included in the other policies, as well as new-for-old vehicle replacement, a hire car following a no-fault accident, stolen key replacement, and more.

16. Carpeesh

Key Services	Car Insurance Australia
Website	https://carpeesh.com/
Email	help@carpeesh.com
Phone	1300 101 311

Carpeesh is a one-of-a-kind auto insurer since it utilizes a driver safety software that monitors how you drive and may save you money if you’re a safe and responsible driver. Carpeesh insurance offers four comprehensive packages tailored to distinct drivers. They have a policy designed for you if you’re a good driver, a young driver, or need your vehicle for work or ridesharing. You might be able to get a cheaper policy if you don’t use your vehicle for commuting to work.

17. Nab

Key Services	Car Insurance Australia
Website	https://www.nab.com.au/personal/insurance/car-insurance
Address	Locations
Phone	13 29 28

If you’re looking for a car insurance policy that offers the coverage you need and fits your budget, NAB Car Insurance provides three levels of protection tailored to a range of drivers. These policies are issued by Allianz Australia Insurance Limited, which offers a 24/7 claims service, your pick of repairr, and a variety of flexible choices to allow you to personalize coverage to your needs.

18. Bupa

Key Services	Car Insurance Australia
Website	https://www.bupa.com.au/car-insurance
Phone	1300 976 062
Operating hours	8am – 7pm (AEST) Monday-Friday 9am – 1pm (AEST) Saturday

Bupa’s Car Insurance offers three types of cover to fit a variety of protection needs. Whether you’re looking for comprehensive coverage for your car or a more basic, inexpensive level of coverage, Bupa has the ideal policy for you. Bupa’s policy options are backed by flexible provisions like the ability to choose your own repairman, Bupa members’ discounts, and 24/7 claims help.

19. Commonwealth Bank

Key Services	Car Insurance Australia
Website	https://www.commbank.com.au/insurance.html
Phone	13 2221

The Commonwealth Bank might be able to assist you if you’re seeking for vehicle insurance to protect your car. The Commonwealth Bank offers three levels of vehicle insurance through its CommInsure unit: Comprehensive, Third Party Property Damage, and Fire and Theft. The Comprehensive policy is for drivers who want complete confidence on the road. It covers the following losses or damages caused by collision, fire, storm, theft and vandilism, as well as replacement of a new vehicle after a total loss.

20. Woolworths Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://insurance.woolworths.com.au/promotions/carpromo.html
Phone	1300 101 234
Operating hours	Monday to Friday, 8am-8pm (AEST/AEDT), Saturday and Sunday, 9am-5pm (AEST/AEDT) (except public holidays)

The CommonwThe Woolies’ Pay Less, Save More plan provides a premium discount to drivers who stick to and achieve an annual kilometre limit. There is also a variety of useful policy points, with sub-limits ranging from $500 for personal belongings to up to $1,000 in emergency replacement locks and keys. Additionally, if your wheels are destroyed (as long as the car is less than two years old), this coverage provides for new-for-old vehicle replacements. If you apply online, you may get up to a 15% discount on your first year’s premium.

21. GIO Comprehensive Car Insurance Policy

Key Services	Car Insurance Australia
Website	http://www.gio.com.au/
Phone	13 10 10

GIO is a well-known general insurance provider. This year, they won four out of the six Mozo People’s Choice Awards, including two in the Outstanding Customer Satisfaction and Excellent Claims Experience categories. If you purchase a new GIO Comprehensive Auto Insurance policy before 30 June 2022, you may get a whole year of free GIO Roadside Assist (T&Cs apply).

If you buy a new policy online, GIGIO provides a 10% internet sign-up discount. You can also obtain a hire car after a no-fault accident (for as long as you want) if you give the other motorist’s name, address, and vehicle registration details.

22. Shannons Comprehensive Motor Vehicle Insurance

Key Services	Car Insurance Australia
Website	https://www.shannons.com.au
Phone	13 46 46
Email	enquiries@shannons.com.au
Operating hours	Weekdays 8am – 7pm AEST/AEDT Saturday & Sunday 9am – 5pm AEST/AEDT

Shannons is a firm that specializes in auto insurance for gearheads. Their comprehensive plan may give specialized coverage for classic and vintage automobiles. In addition, you can add items such as modifications and accessories (you’ll need to negotiate a price for coverage when you take out a policy), up to $1,000 for personal property inside the car, up to $750 for child seats, and up to $1,000 for emergency facilities or repairs after an insurable event. If you are the victim of a break-in or accident where you were not at fault, and if your car was stolen or damaged (for 21 days), you may be offered a hire vehicle as part of your compensation.

23. Australia Post Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://auspost.com.au/car-insurance
Phone	13 70 11
Operating hours	8am–6pm

With modifications and vehicle accessories accounted for as standard, an AusPost policy is straightforward. Getting your windscreen or window glass replaced is also simple, since you won’t have to pay any more on this sort of claim (though you may be required to pay excess on a whole replacement). Personal property coverage of $1,000 for things within your vehicle is also available, up to $1,000 in emergency travel and accommodation if you’re more than 100 kilometers from home, and new-for-old replacement if your car is written off (up to 3 years old and driven less than 60,000 kilometres).

24. Koba Insurance Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.kobainsurance.com.au
Phone	+61 3 6159 2000
Email	hello@kobainsurance.com.au
Operating hours	Mon-Fri (9am-5pm AEST)

Koba’s unique pricing scheme, which may help you save money if you drive less, is what sets it apart. The monthly cost is calculated depending on how far you drive each day, which is tracked by a plug-in to your car’s on-board computer that links to the Koba app. Customers pay a per-kilometre charge of between 3 and 8 cents per kilometre, depending on the plan. Don’t worry, there are daily (250 km) and monthly (1,750 km) restrictions after which you won’t be charged extra. There’s up to $500 coverage for damaged baby seats per-claim ($1,000 total), hire car insurance for up to 14 days following a theft ($70 per day), and $500 for emergency travel and accommodation if you get stranded more than 200 kilometers from home.

25. NRMA Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.nrma.com.au/car-insurance
Phone	+61 132132
Address	Locations

NRMA has been named Quality Insurance Provider of the Year at the Mozo Experts Choice Car Insurance Awards for offering safe and loyal drivers a chance to save big on its Comprehensive Plus Car Insurance, which comes with a substantial no claims bonus as well as a loyalty discount, depending on the amount of policies and years you’ve been insured with the company.

26. RAA Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.raa.com.au/en/motor/car-insurance
Phone	8202 4567
Email	info@raa.com.au
Address	Locations
Operating hours	Monday to Friday, 8am to 6pm  Saturday, 9am to 12pm

RAA Comprehensive Car Insurance has a no claims bonus that can be as much as 70% of your yearly premium and is permanently protected once you reach it. This policy comes with all of the benefits of a top-level auto insurance coverage while also providing you the opportunity to save money through single-policy, loyalty, and senior discounts.

27. RAC Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://rac.com.au/car-motoring/car-insurance/comprehensive
Phone	13 17 03
Address	832 Wellington Street, West Perth, Western Australia, 6005
Operating hours	Monday to Friday 7am to 8:30pm Saturday & Sunday 8:30am to 5pm

RAC is a well-known brand for providing insurance in the UK. RAC Comprehensive Car Insurance is designed to provide a high level of protection at an affordable price while also rewarding environmentally conscious customers who want to buy their car insurance policy online. This policy has a lot of benefits. It comes with a number of useful features that give you the flexibility to handle your vehicle insurance policy at an affordable price.

28. RACV Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.racv.com.au/on-the-road/insurance/car-insurance/comprehensive-car-insurance.html
Phone	13 72 28

RACV Complete Care Car Insurance may be the ideal fit for you if you’re a Victorian resident searching for comprehensive coverage that allows you to make monthly payments without having to worry about any extra fees. This policy will allow you to save money by combining your existing car insurance and adding on optional extras such as a third-party liability insurance, theft cover, roadside recovery and more. You can also save money with this policy by utilizing discount opportunities.

29. SGIC Comprehensive Car Insurance

Key Services	Car Insurance Australia
Website	https://www.sgic.com.au
Phone	133 233
Operating hours	8am–8:30pm

SGIC’s Comprehensive Plus Car Insurance may be a good option for people living in South Australia seeking one of the more extensive auto insurance policies available. This policy from Mozo Experts Choice Awards winner for Exceptional Quality Car Insurance protects you against a variety of calamities and allows you to save money on your premium by taking advantage of substantial no-claim and loyalty discounts.

30. Suncorp Insurance

Key Services	Car Insurance Australia
Website	http://www.suncorp.com.au/
Phone	13 11 55
Operating hours	8am – 7pm AEST, 7 days

If you’re looking for a vehicle insurance policy that offers a wide range of protection at an affordable price, Suncorp’s options are a good place to start. The Comprehensive Extras option, which is included in all of our plans, adds extra value on top of the basic coverage. It’s definitely worth considering. The Mozo Experts Choice Exceptional Quality Car Insurance Award winner in 2021, this policy will cover your car in case of a range of potential road-related events and has the benefit of Suncorp’s multi-policy, online, family and safe driver discounts to make it that bit more appealing.

31. AAMI Comprehensive

Key Services	Car Insurance Australia
Website	https://www.aami.com.au/car-insurance/comprehensive.html
Phone	13 22 44

Comprehensive Car Insurance protects you against accidental car damage and theft, as well as liability for any harm your vehicle has caused to other people’s vehicles or property. Because it covers such issues as collisions, theft, fire, and other problems, it might assist you in getting back on the road. It’s more comprehensive than Third Party Property Damage Auto Insurance, which protects you from lawsuits resulting from damage to another car or property.

32. Allianz Comprehensive

Key Services	Car Insurance Australia
Website	https://www.allianz.com.au/car-insurance/comprehensive-car-insurance.html
Address	Allianz Australia Limited GPO Box 4049 Sydney NSW 2001
Phone	13 1000
Operating hours	Monday to Friday, 8am to 9pm AEST  Saturday and Sunday, 8am to 5pm AEST

Comprehensive Car Insurance is designed to provide you peace of mind by covering your vehicle as well as the damages you do to other people’s automobiles or property. You can also get protection for events that your vehicle is involved in, such as theft, fire, or weather damage. You might want to consider this coverage if you’re worried about the high cost of repairs or replacement after an accident.

33. ANZ Comprehensive

Key Services	Car Insurance Australia
Website	https://www.anz.com.au/personal/insurance/car-insurance/
Address	Branches
Phone	13 16 14
Operating hours	Mon to Fri 8am to 7pm

If you have an accident where you’re at fault and your car is damaged, this policy will cover the damage to your vehicle as well as another person’s automobile or property. You’re also covered for events such as theft, fire, or weather damage. You can add extra coverages to this policy, such as windscreen and excess-free comprehensive coverage.

34. Bank of Melbourne Comprehensive

Key Services	Car Insurance Australia
Website	https://www.bankofmelbourne.com.au/personal/insurance/car-insurance/comprehensive-car-insurance
Phone	1800 825 866
Operating hours	Monday to Friday 8am – 9pm or Saturday 8am – 5pm (Sydney time)

This is the most comprehensive coverage they provide. It protects you, as well as your own car, in the event it is damaged or stolen, regardless of who was at fault. You can add extra coverages like windscreen cover and a no-excess option. They will compensate you for accidental loss or damage to your vehicle, as well as any other type of accidental damage that occurs during the duration of the policy.

35. BankSA Comprehensive

Key Services	Car Insurance Australia
Website	https://www.banksa.com.au/personal/insurance/car-insurance/comprehensive-car-insurance
Phone	1300 656 345
Operating hours	Monday to Friday 8am – 9pm or Saturday 8am – 5pm (Sydney time)

If your car was more than 100 kilometers from home as a result of a covered accident, they will reimburse any reasonable additional travel or accommodation expenses incurred by you for up to $1,000. The maximum amount we will pay for accommodation and transportation charges combined for any one claim or incident is $1,000. They will also protect you against legal responsibility for someone else’s property loss or damage caused by a vehicle accident that is partly or entirely your fault.policy.

36. Bankwest Comprehensive

Key Services	Car Insurance Australia
Website	https://www.bankwest.com.au/personal/insurance/car-insurance
Phone	131719

The policy covers for such things as collision or impact damage, theft, intentional damage, fire, hailstorms, and floods. The following are some of the advantages that come with no extra cost: hire care after theft, and emergency repairs. You can also opt for a hire car following an accident, the removal of extra glass damage, as well as age limits for drivers.

37. CGU Comprehensive

Key Services	Car Insurance Australia
Website	https://www.bankwest.com.au/personal/insurance/car-insurance
Phone	13 24 81
Operating hours	8:30am to 5:00pm AEDST, Monday to Friday

Comprehensive insurance covers you against significant expenditures if you have an accident. If your car is seized, stolen, destroyed in an accident, or harmed by a storm, vandals, or fire, you can be confident that it will be adequately compensated. If you cause an accident that damages other people’s automobiles or property, the maximum amount you can get is $30 million. They cover the cost of car rental for up to $100 per day if your automobile is stolen or can’t be driven after an attempted theft. If you have rental coverage, it’s for 21 days (until your car is back on the road or until your claim is closed, whichever comes first).

38. RACQ Comprehensive

Key Services	Car Insurance Australia
Website	https://www.racq.com.au/car/car-insurance/comprehensive-car-insurance
Address	Stores
Phone	13 1905
Operating hours	Mon-Fri 7:00am-7:00pm, Sat-Sun and public holidays 8:30am-5:00pm

In the 2021 Mozo Awards, RACQ Car Insurance was chosen for Outstanding Customer Satisfaction, Excellent Claims Experience, Excellent Customer Service, Highly Trusted, and Most Recommended. On work done by a RACQ Insurance-approved specialist, you may select the repairer and get a lifetime repair guarantee. If your car is stolen, they’ll also supply a hire car or alternative mode of transportation for up to 21 days (up to $75 per day).

39. RACT Comprehensive

Key Services	Car Insurance Australia
Website	https://www.ract.com.au/insurance-and-finance/car-insurance
Address	Branches
Phone	13 27 22
Operating hours	Monday – Friday from 8am – 6pm and Saturday from 9am – 2pm

Every automobile is unique, and your needs are no exception. That’s why they provide three levels of coverage so you can tailor your policy to your needs. When you get insurance through them, you receive access to a variety of perks and savings. If your automobile is not recovered after it has been stolen, or is judged to be a total loss, they’ll pay you the anticipated value on your current policy schedule.

40. SGIO Comprehensive

Key Services	Car Insurance Australia
Website	https://www.sgio.com.au/car-insurance/comprehensive-car-insurance
Address	Ground Floor, 46 Colin Street West Perth, WA, 6005
Phone	133 233
Operating hours	Mon–Fri: 8:30am–4:30pm Sat–Sun: Closed

West Australians adore their automobiles, which is why taking excellent care of them for as little as $1 a day makes perfect sense. Comprehensive car insurance covers your automobile for accidental damage, a collision or accident, severe weather conditions, fire and even theft, vandalism or malicious acts. Their protection also includes modifications and accessories, such as alloy wheels, a sunroof, and even a customized sound system. If your car is damaged in an accident other than theft and you use a rental firm, they’ll pay the cost of a hire vehicle up to $65 per day for up to 14 days.

41. StGeorge Comprehensive

Key Services	Car Insurance Australia
Website	https://www.stgeorge.com.au/personal/insurance/car-insurance/comprehensive-car-insurance
Address	Branches
Phone	1800 812 133
Operating hours	Monday to Friday 8am – 9pm or Saturday 8am – 5pm (Sydney time)

Under this coverage, you may be compensated for personal items in your car, up to $1,000 for any one incident of accidental damage or theft, and a rental automobile after the loss of your vehicle, up to $100 per day for up to 30 days. However, they will extend your rental car or daily travel allowance period by the time they caused or contributed to the delay in repairing your automobile.

42. TIO Motor Insurance

Key Services	Car Insurance Australia
Website	https://www.tiofi.com.au/car-insurance/
Email	customerservice@tiofi.com.au
Phone	131 846
Operating hours	Monday to Friday – 8am to 6pm

Third Party Property Damage and Comprehensive Cover are the two coverage options they provide. This coverage protects you against third-party automobile damage or property loss. Comprehensive covers for the loss or damage to your automobile as well as to other people’s cars and property. With their Comprehensive coverage, if your car is a total loss and you bought it new or as a demonstrator and it’s less than two years old from the date of its first registration, they will replace it with a new one of the same make, model, engine size, features, and paint type where viable in Australia.

43. Westpac Comprehensive

Key Services	Car Insurance Australia
Website	https://www.westpac.com.au/personal-banking/insurance/car-insurance/comprehensive-car-insurance/
Phone	1800 502 077
Operating hours	8am – 9pm, Mon – Fri 8am – 5pm, Sat (Sydney Time)

For an accepted accident damage claim for a car or truck, this policy will give you with a rental or loan automobile for up to 30 days and $100 per day. They will also reimburse you for any extra or security bond incurred as a result of the car’s loss or damage. However, they will extend the length of your rental car or daily travel allowance by the time it takes to repair your automobile.

44. Australian Seniors

Key Services	Car Insurance Australia
Website	https://www.seniors.com.au/car-insurance
Address	Castle Towers Shopping Centre, Level 1, Shop 200E, 6–14 Castle Street, Castle Hill NSW 2154 Lake Haven Shopping Centre, Shop 118, Lake Haven Drive and Goobarabah Avenue, Lake Haven, NSW 2263
Email	customercare@insurance.seniors.com.au
Phone	1300 027 891
Operating hours	Monday to Friday, 8am to 7pm, AEST

Australian Seniors is the highest-rated automobile insurance firm in Australia, with ratings of 4.6 for transparency, 4.7 for value for money, and 4.7 for customer service. Noting the case of 92 individuals reported by the website as having made a claim, 88 of them had their request granted.

The majority of Australian seniors car insurance is written under Hollard and comes with full, third-party property damage and third-party, fire, and theft coverage. A $20 million legal liability policy is included; roadside assistance is available as an additional option.

45. Eric Insurance

Key Services	Car Insurance Australia
Website	https://ericinsurance.com.au
Phone	1800 999 977
Operating hours	8.30am – 7pm AEDT

Eric Insurance got ratings of 3.5 for transparency, 3.6 for value for money, and 3 on a scale of 1 to 5. Customers praised the insurer’s low-cost plans and pleasant employees, who are reported to thoroughly educate customers about the policies.

This company is an independent insurance agency with over 20 years of expertise in the automobile insurance industry. It offers a wide range of vehicle insurance, including comprehensive car insurance, motorcycle insurance, automobile warranty insurance, automobile tyre and wheel insurance, and so on.

46. Presidian

Key Services	Car Insurance Australia
Website	https://www.presidiangroup.com.au
Address	Presidian Group PO Box 159 Traralgon VIC 3844
Email	enquiries@presidiangroup.com.au
Phone	1300 363 149

Presidian Group is made up of Presidian Management Services Pty Ltd and Davantage Group Pty Ltd, which provides access to top-quality warranty items from our approved vendors. There are four warranty options accessible from motor vehicle dealers that have varied requirements for eligibility. Your dealer will provide you with a warranty option that is appropriate for your car’s age and mileage.

47. ahm Car Insurance

Key Services	Car Insurance Australia
Website	https://ahm.com.au/car-insurance
Phone	1300 518 049
Operating hours	8am – 6pm Monday to Thursday (AEST) 8am – 5pm Friday (AEST)

You have the option of paying a higher excess to lower your rates. If your car causes damage to another person’s vehicle or property, they’ll pay up to $20 million. The majority of claims may be filed online 24 hours a day, seven days a week. In certain situations, you could get a decision within minutes. A variety of additional cover is available for trailers, cars, personal belongings, child safety seats, and other items.

48. Enthusiast Motor Insurance

Key Services	Car Insurance Australia
Website	https://www.enthusiast.com.au
Address	Level 21, 45 Clarence St Sydney NSW 2000
Email	motor@enthusiast.com.au
Phone	1800 10 10 44

They are one of Australia’s most popular motor insurance providers for car enthusiasts. Cover for all makes and models of automobiles, from brand new to classic vintage, including show cars, investments, modified & private/grey foreign imports. They provide immediate online quotes at any time, from anywhere with their real-time Quick Quote software.

49. APIA Car Insurance

Key Services	Car Insurance Australia
Website	https://www.apia.com.au
Address	GPO Box 756, Melbourne VIC 3001
Phone	13 50 50
Operating hours	Mon to Fri 8:00am – 7:00pm AEDT Sat 9:00am – 5:00pm AEDT Sun 9:00am – 5:00pm AEDT

The best Car Insurance choices in Apia are intended to cover a variety of covered circumstances, including storms, theft, and collisions. If you can provide them the name and address of the person at fault, as well as the registration number of the at-fault vehicle, you’ll be protected up to $5,000 in damages to your automobile caused by an uninsured motorist.

Car Insurance Australia

Car insurance is a steady investment that can help you enjoy peace of mind while driving your vehicle. Car accidents are very common, and if you find yourself in one without adequate protection, the consequences could be disastrous. To get started on finding the best car insurance for Australia, make sure to consider these five top providers!

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