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Home Insurance Sydney
Looking for the best home insurance Sydnye policy? Look no further! In this blog post, we will list 10 of the best home insurance Sydney policies. We have analyzed a variety of factors to come up with this list, including price, coverage, and customer satisfaction. So whether you are looking for comprehensive coverage or something more affordable, we have you covered!
1) Budge Direct Home Insurance Solvedâ˘
| Key Service | New-for-old replacement |
| Website | https://www.budgetdirect.com.au/home-contents-insurance.html |
| Phone | 1800 700 027 |
Both property as well as contents protection are included in this policy, which covers you for a wide range of covered occasions. Budge Direct protects your home and belongings from damage caused by storms, fire, theft, and other events. Optional covers for an extra fee may be added to your home and contents insurance policies, such as loss of earnings.
Key Differentiators:
- Guaranteed repairs
- Temporary accommodation
- Optional flood cover
2) Youi Home Insurance
| Key Service | Clean up and professional fees |
| Website | https://www.youi.com.au/home-insurance |
| Phone | 13 11 17 |
| mediaenquiries@youi.com |
Youi covers the bare minimum, such as fires and bushfires, but goes beyond that. It will also cover soot or smoke damage from a bushfire or any other accidental fire within 100 metres of your home and pay for temporary accommodation if youâre told by the local authorities to evacuate. For example, it clearly specifies youâre covered for accidental fires, including fires caused directly by mechanical or electrical failures. Some other insures donât mention this, others will cover it under accidental damage but as an optional add-on; its PDS is much more detailed than these companiesâ ones.
Key Differentiators:
- 24/7 claims
- Cover while you move
- One event, one excess
3) QBE Home Insurance
| Key Service | Buildings and contents cover for homeowners |
| Website | https://www.qbe.com/au/home-insurance |
| Phone | 133 723 |
| Operating Hours | Mon to Fri 8am-7pm |
QBEâs policy holders are automatically covered for flood damage under the âstormsâ umbrella, which encompasses events such as storm surge, rain, hail or flood. This makes claiming a little simpler. With most insurers, storms and floods are considered 2 separate insured events. With QBE, you will never have to pay more than one excess for storm and flood damage.
Key Differentiators:
- Buildings and contents cover for homeowners
- 24/7 friendly and helpful claims service
- Up to $30 million legal liability cover
4) Honey Home Insurance
| Key Service | Get up to 8% off your premiums every year |
| Website | https://www.honeyinsurance.com/homeowners/ |
| Phone | 137 137 |
| contact@honeyinsurance.com |
Honey Home Insurance gives you $250 worth of smart sensors when you join up. They aid in the detection of house accidents and the prevention of claims (reducing your premiums). Signing up for our home insurance is both quick and easy. We remove a lot of the work you would typically need to do, such as using third-party data to gather information about your property â like the materials used to construct it, its location, and the year it was built.
Key Differentiators:
- Flexible coverage for your essentials
- Gives you $250 worth of smart sensors when you sign up
- Get up to 8% off your premiums every year
5) Woolworths Home Insurance
| Key Service | Flexible cover, tailored to you |
| Website | https://insurance.woolworths.com.au/home-insurance.html |
| Phone | 1300 10 1234 |
Thereâs an ongoing cost of living concern in Australia, and Woolies is giving a home insurance policy that may assist you save money on your food purchases. Every month, theyâll give you 10% off your entire purchase. Its broad coverage for accidental damage, as well as being the only one available, is particularly appealing if you have any younger children in the house.
Key Differentiators:
- Save up to 20% when you buy a combined Woolworths Home and Contents policy online
- Flexible cover, tailored to you
- Friendly claims team
6) Allianz Home and Contents Insurance
| Key Service | Up to 30% No Claim Bonus |
| Website | https://www.allianz.com.au/home-insurance.html |
| Phone | 13 1000 |
At Allianz, we understand the importance of your home.Thatâs why we cover the cost of loss or damage to not only your house, but also to structures like your garage, fences, and sheds. It also protects you against losses or damage to your investment property and/or the contents you provide to your tenant. Purchase a building-only, contents-only, or a combination policy.
Key Differentiators:
- Option to pay monthly
- Up to 30% No Claim Bonus
- Instant Certificate of Currency
7) AAMI Home Insurance
| Key Service | Save 20% off your 2nd eligible policy online |
| Website | https://www.aami.com.au/home-insurance.html |
| Phone | 13 22 44 +61 3 8520 1300 |
AAMI home insurance is one of the most affordable home and contents policies in the market. It covers accidental loss or damage to your home and contents, as well as legal liability. You can tailor your policy to suit your needs and budget, with a range of optional extras available.
Key Differentiators:
- Affordable home and contents insurance
- Very efficient
- Save 20% off your 2nd eligible policy online
Customerâs Review:
I had a claim and was expecting a horrible process to go through, However right from the first call through to getting all matters sorted AAMI Crew was simple awesome, I was and am so happy to have chosen AAMI to be my insurer for all my assets. great work and all the best.
Roddiea
8) GIO Home Insurance
| Key Service | Safety net home protection |
| Website | https://www.gio.com.au/home-insurance.html |
| Phone | 13 10 10 |
GIO Home Insurance covers you for a wide range of hazards, including fire damage. You may choose from a variety of coverage options and customize your policy to fit your needs. Whether youâre an owner-occupier, renter, or landlord, you know that your house is more than just four walls and a roof. Feel secure knowing that GIO can help you protect your house with Home Insurance, Home and Contents Insurance, or Landlord Insurance.
Key Differentiators:
- Safety net home protection
- Covers items that you may use away from home
- Helps cover accidental loss or damage
Customerâs Review:
Found the process easy to follow. Convenient doing it online.
Phoe
9) CGU Home Insurance
| Key Service | Simple claims process |
| Website | https://www.cgu.com.au/personal/home-insurance |
| Phone | 13 24 81 |
CGU Home Insurance is one of the most comprehensive home and contents policies in the market. It covers accidental loss or damage to your home and contents, as well as legal liability. You can tailor your policy to suit your needs and budget, with a range of optional extras available.
Key Differentiators:
- Offer pay by the month at no extra cost
- Simple claims process
- With 160 years of insurance experience
10) Business Insurance Specialists
| Key Service | Personal visitation by your insurer to value and assess home |
| Website | https://www.insurancespecialists.com.au/prestige-home-insurance/ |
| Phone | (07) 3139 3900 |
| info@insurancespecialists.com.au |
In addition to providing coverage for your home and belongings, Business Insurance Specialistsâ Prestige or Luxury Home insurance also offers unique benefits.In order to ensure that high net worth individuals with many assets and luxury homes are fully protected, it is important for them to consider having higher levels of insurance coverage.
Key Differentiators:
- Guaranteed replacement with extended rebuild replacement cost coverage
- Personal visitation by your insurer to value and assess home
- Boat Jetties and pontoons covered
Home Insurance Sydney
There are a number of home insurance Sydney policies that offer different levels of protection. It is important to understand what your policy covers and does not cover so that you can be sure your home and belongings are fully protected in the event of an accident or loss. The home insurance Sydney market is very competitive, so be sure to compare policies and quotes before you make a decision.
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