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Personal Loan Singapore
Are you looking for the best personal loans in Singapore?
You’ve come to the right place. In this blog post, we will list 7 of the best personal loans available in Singapore right now.
We will also provide information on interest rates, loan amounts and other important details.
So whether you’re looking for a personal loan to pay for a vacation or to consolidate your debt, we have you covered!
1. HSBC Personal Loan
| Key Services | Banking Accounts & Services Borrowing Loans & mortgages Investing Wealth Management International Global Benefits Insurance Saving & Protection |
| Address | Branch Locator |
| Website | https://www.hsbc.com.sg/loans/products/personal-line-of-credit/instalment-plan/ |
| Phone | +65 6227 8889 |
| Operating Hours | 9:00 to 21:00, everyday |
HSBC’s personal loan is available to Singaporeans and PRs with a yearly income of $30,000 or more. At the moment, HSBC offers some of the most competitive interest rates in the market.
The bank is currently marketing attractive interest rates of 3.4%, which corresponds to an EIR of 6.5 percent and no processing costs, according to its website. However, keep in mind that individual interest rates will differ.
You may be charged 3.4% (EIR 6.5%) to 8.2% (14%) depending on the bank’s opinion of you, loans with terms ranging from one to seven years are accessible.
On the negative side, while small loans can be approved quickly, applications for larger loans (such as $100,000 and above) might take a long time to process. Still, if you can wait it out, the low-interest rates are well worth it.
Key Differentiators
- Supporting documents are not required.
- Fixed monthly repayments with choice of tenor between 1 and 7 years.
- Reinstatement of available credit limit upon monthly repayment.
2. Friday Finance Personal Loan
| Key Services | Loan Types & Features Loan Protection Insurance Loan Repayment Information Loan Eligibility Criteria |
| Address | 10 Eunos Rd 8, #09-04 Singapore Post Centre, Singapore 408600 |
| Website | https://www.fridayfinance.sg/ |
| Phone | +65 6513 0326 +65 8774 9906 |
| hello@fridayfinance.sg | |
| Operating Hours | Mon – Fri: 10am – 6pm |
Friday Finance Personal Loan is a licensed moneylender. Their interest rates may be greater than those offered by banks, but they are more flexible when it comes to accepting applications.
For individuals with a low credit score or an unstable income, Friday Finance may be a good alternative.
The interest-only repayment option is attractive to borrowers who are looking for a way to reduce their monthly payments and the amount of interest they pay over time.
You only pay interest on outstanding amounts remaining on the loan, rather than the interest that’s constantly calculated on the total principal amount. As a result, the more of your loan you repay, the less interest you pay.
Unlike many financial institutions, Friday Finance does not charge an early payment fee. As a result, you may repay your loan sooner to minimize your interest payments.
Singaporeans and Permanent Residents of Singapore can avail their loans. If you want to borrow more than $3,000, your yearly income must be at least $20,000.
Key Differentiators
- Licensed moneylender
- Provides personal loans to individuals
- Established since 2018
Client’s Testimony
Friday Finance provides quick and professional assistance in times of needs. Their staff is courteous and professional in assisting consumers.
Highly recommended.
Thomas Yeo
3. Best Credit
| Key Services | Personal Loan Payday Loan Business Loan |
| Address | BLK 372 BUKIT BATOK STREET 31 #01-374 (LEVEL 2) SINGAPORE 650372 |
| Website | https://bestcredit.sg/ |
| Phone | +65 6272 5538 |
| ENQUIRY@BESTCREDIT.SG | |
| Operating Hours | Monday to Friday : 11am – 8pm Saturday & Sunday : 12pm – 5pm |
Best Credit Pte Ltd is a registered moneylender in Bukit Batok. They were formerly known as Cing Dien Credit and was founded in 1985.
They can advise clients on what sort of loan is ideal for them, with more than 30 years of expertise.
The years have given Best Credit a wealth of experience in understanding and meeting the demands and concerns of their clients, who have tailored each loan to fit these two criteria.
Key Differentiators
- With more than 30 years of experience
- Well trained loan consultants
- Consultations are free of charge
Client’s Testimony
Fast approval and friendly staff. Professional and as well as explained all the documents very detaily and careful. Recommend for those who needed loan during this period of time.
Mike DJ
4. QuickLoan
| Key Services | Miscellaneous Quick Loan Personal Loan Big-Ticket Items |
| Address | 10 Anson Road 01-15 International Plaza Singapore 079903 |
| Website | https://quickloan.com.sg/ |
| Phone | +65 6223 1788 |
| Operating Hours | Mon – Fri: 11am – 8pm Sat: 12pm – 5pm |
QuickLoan Pte Ltd, a licensed moneylender in Singapore’s Central Business District that offers low-interest rates and quick loans to clients.
Their application rules are less strict than those of traditional banks to allow for a larger number of customers. Furthermore, they provide various repayment alternatives that may be altered based on a customer’s employment situation.
QuickLoan’s staff is pleasant and attentive to every client that comes in, going above and above to find the best loan plan for their customer’s needs.
They’ll be able to offer you the best rate for your loan based on their understanding of current rates and financial developments.
Given their outstanding loan alternatives and courteous customer service, QuickLoan is a must-have for individuals and businesses alike. If you want to find out more about obtaining a personal loan from them, please schedule a free consultation!
Key Differentiators
- Quick, flexible and affordable loans
- Personalized loans
- You can apply online or on site
Client’s Testimony
The staffs here are very friendly and efficient. I feel that they really put in effort to help me plan
Tee Deng Yi
and make sure I only borrow what I need and gave me advice on how to manage. My loan was
processed within 30 mins and I received the cash straight after. Their interest rates are
reasonable, for me I feel that it’s worth it as I needed the money urgently and I do not want to
trouble my family/friends. Highly recommended!
5. Minterest
| Key Services | Invest Financing Solutions Track Record Security Tips |
| Address | 1 Raffles Boulevard, Crescent 1, Level 2 Suntec City, Singapore 039593 |
| Website | https://minterest.sg/ |
| Phone | +65 6386 8623 |
| jennifer@minterest.sg | |
| Operating Hours | Monday to Saturday: 10AM–8PM |
The SDAX Financial Group’s consumer finance arm is Minterest Money. Using cutting-edge technology and a proprietary credit scoring method, Minterest Money provides personalized and customized financing rates to each client.
Personalized interest rates as low as 0.55 percent per month or less than 36 cents a day are available when you use them.
If you need hassle-free fast cash flow to pursue your objectives, such as planning a wedding, pursuing higher education, or establishing your own firm, they can help.
Minterest will be your new best friend. With its rapid loan approval and no-penalty early payback plan, Minterest Money can save you a lot of money.
Key Differentiators
- Customized financial loans
- Great customer service
- Excellent and professional staff
Client’s Testimony
I’m so glad to have found Minterest as a beginner in investments. Minterest allows investors like me to gain access to institutional-grade real estate investments. It is a quick and easy sign up process. By completing the member verification form, signing up with your email and you’re good to go! Minterest makes investing so easy by having an auto invest feature! They also allow users to have the convenience of viewing deals on the platform and making investments on the go. How convenient and easy!
JL
6. Goldstar Credit
| Key Services | Money Lender Singapore Debt Consolidation Loan Personal Loan Business Loan |
| Address | Blk 190 Lorong 6 Toa Payoh (Toa Payoh central), #01-576 Singapore 310190 |
| Website | https://goldstarcredit.co/ |
| Phone | +65 6252 0088 |
| goldstar2loan@gmail.com | |
| Operating Hours | 11.00am – 7.45pm (Mon to Sat) 10.00am-5.00pm (Sunday) |
As the cost of living in Singapore rises year after year, more and more individuals are finding it increasingly difficult to come up with the funds for basic necessities such as food and entertainment.
Fortunately, GoldStar Credit is a licensed money lender in Singapore that provides cash loans on demand.
We adore how they create the greatest outcomes for their clients. You will be provided with appropriate and customized financial solutions for your money requirements if you work with them.
Another reason we suggest them is because of how cheap their interest rates and monthly payments are.
They can obtain virtually anything, from scholarships to mortgages to automobile loans and, most commonly, personal loans. They have it all. You will receive the greatest personal loan in Singapore in no more than 10 minutes.
Key Differentiators
- Reasonable rates
- All kinds of loan
- Friendly and forthcoming staff
Client’s Testimony
Highly recommended. Good service and handle with professionalism. Expedite on the loan issuesThose needed loan, it is highly recommended. .
Kahiri Rahim
7. EasyFind
| Key Services | Personal Loans Business Loans |
| Address | 1 Kallang Jct, Singapore 339263 |
| Website | https://easyfind.sg/ |
| Contact Page | |
| Operating Hours | Open 24 hours |
Within seconds, EasyFind is a Fintech loan-matching business that allows customers to easily discover the greatest loan offers.
Users simply need to record the relevant information, such as loan amount and monthly income, and EasyFind will take care of the rest.
Aside from loan matching, EasyFind also provides loan and purchasing advice to visitors who come to their website. They can clarify anything that is uncertain when it comes to personal loan general information.
Key Differentiators
- Custom loan offers
- Low-interest personal or business loan
- Consumer-centric Fintech platform
Client’s Testimony
Strongly recommended EasyFind Singapore! the tech-enabled fast personal loan matching platform with best interest personal loan in Singapore
CH Wee Ong
Personal Loan Singapore
Personal loans can be a great way to get the cash you need quickly and without hassle.
But before applying for one, make sure that your personal loan will provide all of the necessary features and benefits you’re looking for in order to help you reach your financial goals.
The 6 best personal loans we’ve listed should give you an idea of what’s available on the market right now. Take some time to explore these options carefully so you can choose which is best suited to meet both your needs and objectives as well as those of any co-signers or beneficiaries who may also benefit from this type of lending solution.
If after reading our post about finding the perfect personal loan, there are still questions left unanswered, feel free to contact them!
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