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Wedding Loan Singapore
Planning a wedding can be an expensive proposition. If youâre like most couples, youâll want to have the wedding of your dreams without going into debt. Thatâs where wedding loans come in. There are many different lenders offering wedding loans in Singapore, so it can be tough to figure out which one is right for you. In this blog post, we will list the 16 best wedding loans in Singapore!
1) Quick Loan Pte Ltd
| Key Service | Personal Loan / Renovation Loan / Payday Loan / Foreigner Loan / Medical Loan / Wedding Loan / Education Loan / Business Loan |
| Address | 10 Anson Road, International Plaza #01-15, Singapore 079903 |
| Website | http://www.quickloan.com.sg/ |
| info@quickloan.com.sg | |
| Phone | +65 6223 1788 / 8511 9133 |
| Operating Hours | Monday â Friday, 11:00 AM â 8:00 PM, Saturday 12:00 PM â 5:00 PM |
Quick Loan Pte Ltd is the Best Licensed Moneylender In Singapore, providing fast and easy loans to support your financial needs. Apply for a Personal Loan or Business Loan with them for instant loan disbursement in 30 minutes!
Key Differentiators:
- Various Loan Options To Choose From
- Free Unlimited Follow-Ups with Whatsapp
- Same Day Cash Loans
Customer Review:
Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service.
Emily Toh
2) Lending Bee
| Key Service | Hassle-free loan application via mobile app |
| Address | 14 Scotts Road Far East Plaza, #02-44/45, Singapore 228213 |
| Website | https://www.lendingbee.com.sg/ |
| NIL | |
| Phone | +65 6219 1611 |
| Operating Hours | Monday â Sunday, 11:00 AM â 8:00 PM |
Lending Bee is a Singapore-based online lender that has been featured in numerous publications and has won numerous accolades. Itâs recognized for providing all sorts of loans with long durations.
Lending Bee can provide individuals with the best wedding loans in Singapore. Their wedding loan solution allows couples to borrow up to S$100,000 and repay within 24 months, which is longer than what other institutions and lenders provide.
Key Differentiators:
- Hassle-free loan application via mobile app
- Lower interest rates, higher borrowing limit
- Longer repayment period
Customer Review:
Many thanks to a very accomodating (and very informative) person who attended: Mr Vam. Lending Bee has always been my first choice. If friends would ask me my choice, it will always be Lending Bee. Good enough (compared to others), very flexible, quick transaction. Give it a try.
JChris Da
3) Goldstar Credit
| Key Service | Up to 12 months repayment period |
| Address | Hougang Branch 1187 Upper Serangoon Road(Hougang Central) #01-21 The Midtown. Singapore, 533971 Toa Payoh Branch Blk 190 Lorong 6 Toa Payoh (Toa Payoh central), #01-576, Singapore S310190 (2 shops from KFC and just beside to 7-11, Guaradian) |
| Website | https://goldstarcredit.co |
| Hougang Branch: goldstarloans88@gmail.com | |
| Phone | Hougang Branch: 6384 0088 Toa Payoh Branch: 6252 0088 |
| Operating Hours | 11.30am â 8.00pm (Mon to Sat) 10.00am-5.00pm (Sunday) |
Goldstar Credit Pte Ltd offers strong approval rates, with same-day approvals. You wonât have to wait days for a personal loan or for cheques to clear when you work with them.
They realize that some of their clients require a cash advance as soon as possible, which is why the loan procedure is quick and simple. Their loans are clear and straightforward because they are done by a reliable and well-known authorized lender.
Key Differentiators:
- Up to 12 months repayment period
- Provides Debt Consolidation loan
- Affordable interest rates
Customer Review:
Thanks to Vanessa. She saved my neck this time. Really really positive attitude. Helped me with my current situation and was very very friendly. Everything went smoothly and I walked out with a smile. Thank you very much. Will surely come again.
Prince Afiyq
4) OCBC EasiCredit
| Key Service | Accessible and convenient |
| Address | Locations |
| Website | https://www.ocbc.com/ |
| Locations | |
| Phone | Locations |
| Operating Hours | Locations |
EasiCredit by OCBC is as simple as its name implies. We appreciate this deal since couples have a lot of options, which is crucial to wedding planning.
As a result, if you have an outstanding balance on your account, you must pay at least 3-5% of your monthly income each month to maintain it open for the following months. You may continue to make purchases every month within a range of two to six times your monthly salary.
Key Differentiators:
- Conveniently accessible cash via Mobile Banking, Internet Banking, ATM, and cheque
- Instant approval and disbursement when you apply via Myinfo
- Quick and affordable short-term loan
Customer Review:
Xenia was patient in helping me install OCBC mobile apps twice, as I badly need to view my card transactions to verify my payment. As I have been locked out of internet banking since Oct 19 and was forced to pay late payment charges and interest charges ever since then.
These branch staffs are so different from the Bedok ctr branch where the counter staff and backend manager were less proactive (cannot, cannot) in helping me address my urgent concerns.
Bi Tan
5) UK Credit
| Key Service | Excellent customer service |
| Address | Blk 210 New Upper Changi Road, (Bedok North Central) #01-723, Singapore 460210 |
| Website | https://ukcredit.sg/ |
| ukcreditloan@gmail.com | |
| Phone | 6448 7448 |
| Operating Hours | 11.30am â 8.00pm (Mon to Sat) 10.30am-6.00pm (Sunday) |
The speed of funds in UK Credit is one of the reasons why so many people choose us. We provide a fast cash loan service that is open to everyone. These loans are great for couples who are organizing their weddings since theyâre simple to get approved, so it wonât add to the burden of planning.
The low-interest rates and flexible repayment terms offered by UK Credit make it one of the finest wedding loans in Singapore. Their cheaper costs than other organizations and banks are another factor that makes them great. They provide a loan calculator on their website, allowing you to assess prices before deciding whether or not to apply.
Key Differentiators:
- Debt consolidation is available
- Fantastic customer service
- Flexible payment methods
Customer Review:
Very good experience. Zack help me to consolidate and gave me long-term repayment. Sure to intro friends if they need.
Thomas Tan
6) QV Credit
| Key Service | Flexible repayment schedule |
| Address | 175A Bencoolen Street #11-08 Burlington Square, Singapore 189650 |
| Website | https://qvcredit.sg/ |
| NIL | |
| Phone | +65 6100 8655 |
| Operating Hours | Monday â Saturday, 11:00 AM â 4:00 PM |
If youâre looking for a credit broker who can help you get the funding you need, QV Credit is highly regarded! It provides a wide range of loans, including personal loans, wedding loans, business loans, renovation loans, foreign money, short-term cash advances, installment funding, and so on.
QV has been operating for more than 9 years now, and itâs become the local neighborhood money lender for those who are cash-strapped. Some people claim that it isnât as tight with payments as other lenders like banks.
Key Differentiators:
- Does not have strict credit checks on your history
- Flexible repayment schedule
- No hidden costs and charges
7) Credit 21
| Key Service | Affordable interest rates |
| Address | 10 Anson Rd, #01-07 International Plaza, Singapore 079903 |
| Website | https://www.credit21.com.sg/ |
| NIL | |
| Phone | +65 6221 1811 |
| Operating Hours | Monday â Sunday, 11:00 AM â 8:00 PM |
Credit 21 is one of the most trustworthy money lenders on the island and provides a wide range of loans, from personal loans to education loans. Itâs a firm that aspires to be of assistance to individuals in crisis without imposing unreasonable interest rates.
One reason we consider it one of the finest wedding loans options in Singapore is that it offers extremely flexible payment terms, allowing couples to pay according to their financial circumstances.
Key Differentiators:
- Lenient payment terms
- Affordable interest rates
- Reliable customer services
Customer Review:
Gerrard was very precise and clear about explaining the loan procedures and help me in catering to my financial needs. Fast and efficient service. Will definitely recommend people who need a helping hand.
Afiq Nazzuin
8) Fast Money
| Key Service | Quick and fuss-free processing |
| Address | Yishun Ave 5, #01-39, Singapore 760101 |
| Website | https://fastmoney.com.sg/wedding-loan/ |
| loansmain46@fastmoney.com.sg | |
| Operating Hours | Monday â Sunday, 12:00 PM â 8:00 PM |
Moneylenders in Singapore that cater to both locals and internationals include Fast Money. Itâs a one-stop-shop for quick and easy cash without the unpleasant application procedure.
Fast Money Credit is a Singapore-based company that offers personal loans, vehicle loans, business loans, monthly financing, foreign loans, and of course, the finest wedding advances in Singapore. By offering low-interest wedding loans with competitive interest rates, Fast Money aims to make wedding planning less stressful for couples.
Key Differentiators:
- Low-interest wedding loans
- Quick and fuss-free processing
- Transparent breakdown of repayment
9) TCC Credit
| Key Service | Customised loans |
| Address | 95 Killiney Road Singapore 239537 |
| Website | https://www.tcc.org.sg/ |
| info@tcc.org.sg | |
| Phone | +65 6319 3700 |
| Operating Hours | Monday â Sunday, 8:45 AM â 6:00 PM |
TCC Credit is a Singapore-based non-profit financial institution that aims to assist Singaporeans in dealing with money difficulties by providing loans with flexible repayment terms and low-interest rates.
TCC Credit provides a variety of personal loans, including card home loans, renovation loans, education loans, personal loans, consolidation, and of course, the best wedding loans in Singapore. Locals and non-residents can apply for all of these financial solutions.
Key Differentiators:
- Flexible payment terms
- Low-interest rates
- Loans can be customised
Customer Review:
Excellent and friendly staff and services. We are thankful particularly for Ms Savithri Bose who was very helpful at every step of the way. Thank you so much for the timely assistance and help rendered.
S T
10) Fr!day Finance
| Key Service | Stress-free loans |
| Address | 10 Eunos Rd 8, #09-04 Singapore Post Centre, Singapore 408600 |
| Website | https://www.fridayfinance.sg/ |
| hello@fridayfinance.sg | |
| Phone | +65 6303 0306 +65 8774 9906 |
| Operating Hours | Mon â Fri: 10am â 6pm Sat, Sun & Public Hol: Closed |
Fri!day has one of the lowest interest rates on personal loans. They provide costs that are fair and convenient. Youâll also get a bonus for making your loan payment on time. They offer a hassle-free loan repayment procedure.
Key Differentiators:
- They refund you 50% of the administrative fees when your loan is fully repaid on time
- No early payment fees: repay early and save interest with no penalties.
- Loan amount is automatically covered in the event of any accidents
Customer Review:
We got rejected by the bank twice and we found FRIDAY FINANCE through sourcing out company. They were friendly and they were able to give an acceptable amount to loan out. We were happy with the process as it was simple and hassle-free if you are happy with all the conditions they provided. Do seek them out if you are in need of help and be responsible for your own actions in taking loans.
Karamilah Jalil
11) Aero Credit
| Key Service | Offers a wide variety of loan services |
| Address | 02-59, 810 Geylang Road City Plaza Singapore 409286 |
| Website | https://www.aerocredit.com.sg/ |
| enquiry@aerocredit.com.sg | |
| Phone | (+65) 6256 6319 |
| Operating Hours | Monday â Friday: 11:00 AM â 8:00 PM Saturday: 11:00 AM â 3:00 PM |
Aero Credit is one of Singaporeâs most well-known loan providers. Since 2010, they have given Singaporeans the best possible service available.
For individuals seeking an inexpensive, quick loan that is both safe and beneficial, Aero Credit provides loans that are simple to manage. Personal loans for urgent payments or even for your wedding, such as FAero Credit, will be sure to satisfy you.
Key Differentiators:
- Offers a wide variety of loan services
- Fast loan process
- Fair rates
Customer Review:
Impressed with their professionalism, like a bank teller. And itâs convenient. The procedure takes about 20 minutes and cash is on the spot. Compare to the loans from banks, this service is fast and efficient. Was able to discuss the repayment plan with them, based on my monthly repayment ability.
Broonlynn Chang
12) UOB CashPlus or Personal Loan
| Key Service | Loan services |
| Address | Robinson Road, P.O Box 1688 Singapore 903338 |
| Website | UOB Personal Loan or CashPlus Website |
| Phone | 1800 222 2121 |
The UOB Personal Loan provides immediate cash disbursement to Singaporeans and Permanent Residents.
Key Differentiators:
- Instant cash disbursement
- Fuss-free loan application for new UOB customers through MyInfo
- Choice of loan tenures from 12 to 60 months
13) DBS Cashline or Personal Loan
| Key Service | loan services |
| Website | https://www.dbs.com.sg/personal/loans/personal-loans/cashline-overview |
| Phone | 1800 111 1111 |
One of the main appeals of this choice is its simple accessibility to funds. You may apply for Cashline through DBSâ digibank app and make purchases, withdraw cash, and pay bills using it. Repayment can be done in a number of ways, including days, weeks, or months. The interest rate on Cashline might vary between 20.5% and 29.8%.
Key Differentiators:
- Enjoy affordable fixed repayment!
- Cheapest option for individuals with annual incomes between S$20,000 and S$30,00
14) CIMB Cashlite
| Key Service | Loan services |
| Address | CIMB Bank Berhad, 30 Raffles Place, #04-01, Singapore 048622 |
| Website | https://www.cimb.com.sg/en/personal/banking-with-us/loans-financing/personal-loans-financing/cimb-cashlite.html |
| atyourservice@cimb.com | |
| Phone | +65 6333 7777 |
| Operating Hours | 9.00am â 7.00pm, daily |
Convert your credit cardsâ credit limits to an installment loan with a one- to five-year term for holders of CIMBâs Platinum Mastercard, Visa Signature, World Mastercard, and Visa Infinite. For new clients, there is a 3.5% interest rate per year, while for existing customers it is 4.5%. Singapore Citizens and PRs are eligible for this offer, which has a minimum income requirement of S$30,000.
Key Differentiators:
- No processing fee* T&Cs apply
15) Citi Quick Cash Loan
| Key Service | Loan services |
| Address | 8 Marina View; Asia Square; Tower 1, #21-00; Singapore 018960 |
| Website | https://www1.citibank.com.sg/loans/quick-cash-loan |
| Phone | 6225 5225 |
You can use Citi Quick Cash to transform your credit cardâs credit limit into cash that is paid out in monthly installments. Repayment options range from one to five years, and Singapore Citizens and Permanent Residents must earn at least S$30,000 per year, while non-residents must make at least S$42,000 per year. Customers of Citibank may apply for Citi Quick Cash conveniently through its mobile app or website now.
Key Differentiators:
- simple and hassle free
16) HSBC Personal Loan
| Key Service | loan services |
| Address | HSBC address |
| Website | https://www.hsbc.com.sg/loans/products/personal-line-of-credit/instalment-plan/ |
| HSBC email |
If youâre a Singaporean or permanent resident with an annual income of S$30,000 (S$40,000 if youâre a foreigner residing in Singapore or self-employed) and are 21 years old or older, the HSBC Personal Loan has one of the lowest interest rates (3.2%) on the market. It gives you a credit limit of up to S$200,000 so that only interest will be charged on what you actually spend.
The loanâs duration of up to seven years also means youâll be able to make smaller payments over a longer period of time.
Key Differentiators:
- one of the lowest annual interest rates
Wedding Loan Singapore
Wedding loans in Singapore can be a great way to finance your wedding. The best wedding loans will have low-interest rates, flexible repayment terms, and no early payment penalties. Make sure to compare the different lenders before you choose one.
Looking for more interesting articles to read? Check out some more of our blog posts down below!
- Best Unemployment Loans in Singapore [2023]
- Best Personal Loans in Singapore (2024)
- Best Home Loans in Singapore (2024)
What is a Wedding Loan?
A wedding loan is a personal loan that you may apply for to cover the cost of your marriage. For a limited time, wedding loans allow you to borrow a set amount of money on an unsecured basis.
How do Wedding Loans work?
Wedding loans are different from other types of unsecured personal financing in that they offer a ready-to-use line of credit without the need for collateral. Banks and financial institutions demand applicants to meet certain criteria, including being employed and having a specific age, in order to get such a loan. These are frequently short-term loans that you must repay over time periods set by the lender.
How much can wedding loans cover?
Wedding loans are available in a variety of sizes, from tiny amounts to ten times your monthly pay. They should be more than enough to cover your wedding expenses, regardless of how big or little they are.
What is a wedding loan?
A wedding loan is a personal loan that can be used to finance your wedding expenses. It can be used to pay for wedding-related costs such as the engagement ring, wedding dress, wedding venue, wedding photographer, and other wedding-related expenses. Wedding loans are typically unsecured loans, which means they donât require collateral. This makes them a good option for those who donât own a home or have significant assets to use as collateral. Wedding loans typically have lower interest rates than credit cards, making them a more affordable way to finance your wedding. wedding loans also offer the flexibility of repayment terms, which can be helpful if you need to budget for other wedding-related expenses.
How much is a wedding loan in Singapore?
Wedding loans in Singapore typically range from $500 to $30,000. The actual amount you can borrow will depend on your income, credit history, and other factors.
What is the interest rate for a wedding loan in Singapore?
Interest rates for wedding loans in Singapore typically range from 0.88% to 11%. The actual interest rate youâll receive will depend on your income, credit history, and other factors.
How do I apply for a wedding loan in Singapore?
To apply for a wedding loan in Singapore, you can compare wedding loans online and submit an application through the lenderâs website. Youâll typically need to provide information such as your name, contact details, income, and employment history. Once youâve submitted your application, the lender will conduct a credit check and assess your financial situation to determine whether youâre eligible for a wedding loan. If you are approved for a loan, the lender will provide you with a loan contract that includes the loan amount, interest rate, repayment terms, and other important details.
